Our client suffered serious injuries in a traffic accident, as a result of which he was no longer or only partially able to manage his household independently (so-called housekeeping damage). Nonetheless, he did not avail himself of paid help from third parties (nursing staff or similar), but rather struggled through - with the help of family members - as far as possible.
Our client's attorneys at the time, who were commissioned to regulate the accident, only asserted claims for damages and claims for damages due to the treatment costs to the person who caused the accident or his liability insurer. Although it was already obvious from the seriousness of our client's injuries that there was also financial management damage, they did not claim it.
Since he managed the household himself despite his limitations or his household was managed free of charge by family members, our client initially did not think anything because - at least it felt - he had not experienced any "immediate financial disadvantage". After all, he didn't use any third-party help.
Only years later did our client learn that there is a claim for compensation for the housekeeping damage even if no third-party help is used; in the amount of the costs that would have arisen if a person had to be paid for the housekeeping.